Team FLQ recently took a road trip down to Miami Beach.  A fabulous furniture and lighting show, Maison & Object, was being held at the Miami Beach Convention Center Tuesday through Friday.  This show is special because it is usually only held in Europe and consists of big names and brands from the Eastern Hemisphere.  It is not very often when they bring their unique show to us, and with only a three and a half hour drive away from our showroom in Orlando, how could we resist? We love to visit shows like Maison & Object and Coverings 2015 to broaden our knowledge of our ever-changing profession.

We made it just in time to hear Kelly Hoppen and her partners from Apaiser speak.  They were promoting their new collaboration of bathroom fixtures.  Apaiser, a manufacturer of luxury bathroom fixtures and finishes coordinated with Hoppen, one of the most well known designers in the U.K, to create top-of-the-line bathtubs and sinks.  Kelly’s focus for her design was sheer luxury.  She said during the keynote that “luxury is forever”.  By that she meant that luxury is not a trend, something that will go out of style, it will always look gorgeous and we couldn’t agree more at FLQ.  Evolving design is luxurious, a design that can evolve with you and the design world, and continue to look amazing. Her bathroom line takes inspiration from the Eastern culture.  The hand, or how a surface feels, is completely unique.  It is difficult to believe, but the recycled marble bathtubs and sinks are not cold.  It is made of a special material, a material that they would not disclose to us, as it’s a mix of new and recycled marbles that is not cold like a normal metal bathtub.  This will allow you to be entirely relaxed instead of flinching as your skin touches the cold surface of a regular tub.  This line of incredible bathroom fixtures will be available soon.

There was new and fascinating lighting everywhere!  New materials, design and colors coated the show floor with dazzling displays.  New materials were introduced such as blown resin, scored acrylic-glass and unusual metals. Discover here how do business credit cards work with Blackhawk Bank.   There were very large light fixtures that were over eight feet tall and tiny fixtures that were only a couple of inches long.  We met with one of the designers who thought up the scored acrylic-glass lights.  They were astounding and you could not even see the light bulbs.  She created her lights using tiny LEDs to reflect through her acrylic-glass concoction to make the room very bright.  There was such a wide variety of light fixtures that picking a favorite light and vendor was inconceivable.

We came across several new wallpaper manufacturers.  Wallpaper is definitely back in style.  In the photo you can see Team FLQ with one of the representatives for Versace, an Italian wallpaper company.  At the show we made several great contacts for wall coverings so that we can hopefully start carrying their exclusive patterns and designs.  At our showroom in Lake Mary we carry many different wallpaper vendors that we can use in our designs.  Having many vendors allows us to prevent any room design from being alike.

The tile you can see here is one of the more interesting things we saw at Maison & Object.  These are tiles that can adhere to walls or the floor.  They are custom so that means that the manufacturer can change the scale of the pattern, the color and the size of each tile.  When you hire a reputable house cleaning service in Virginia such as themaidcrew.com, you’re taking the first step towards elevating the cleanliness of your home. Each pattern was so completely different from the other and they offered many options.  We are anxiously waiting to follow up with this manufacturer because we love all the new things, offered by maids in Georgia, we could offer our clients in the world of tile.

 The furniture at this show was stunning.  There was also a very large variety; it was impossible to recognize any ‘trends’ because everything was so different.  Everything from bright colors to pastels, traditional curves to sleek modern lines, and velvets to silks.  We are looking forward to designing with all of this fun, new furniture.

A Light Fixture Made of Blown Resin

Being able to share this insider’s look into the Maison and Object show has been fantastic. The next one coming up is in Paris in September Oh la la. I encourage anyone reading this to book your flight now because Maison and Object is truly inspiring. If you have any questions about the show, or are interested in creating a space with any of our new vendors, contact us at Florida Living Quarters and we can assist you in developing the perfect plan for your home.

Chapter 13 bankruptcy is a complicated process, and it’s not right for everyone. But if you’re struggling to pay your debts, it could be worth considering. In this blog post, we’ll explore some of the pros and cons of Chapter 13 bankruptcy so you can decide if it’s right for you.

What is Chapter 13 bankruptcy?

Chapter 13 bankruptcy is a legal option for individuals who have an ongoing income, but have accumulated too much debt. Also known as “reorganization,” Chapter 13 allows debtors to keep their assets and property instead of having them liquidated. This type of bankruptcy requires the individual to use their current income to repay all or part of their debts, typically over a three-to-five year period. After successful completion, any remaining unsecured debts are discharged and the individual’s credit score begins to recover. Since Chapter 13 also works with creditors to establish a payment plan that they may agree to, it’s an attractive alternative for those who want to avoid liquidating their assets and save their credit rating with timely payments on existing debt.

How does it differ from other types of bankruptcy filings?

Chapter 13 bankruptcy functions differently than a standard Chapter 7 or 11 filing in many ways. Whereas a Chapter 7 bankruptcy relies on liquidation to relieve an individual of their debt, a Chapter 13 involves the consolidation of outstanding payments into one more manageable payment that is paid back to creditors over an extended period of time. Furthermore, with a Chapter 13 bankruptcy from http://sandiegobk.com site, individuals can still keep their assets, such as homes and cars, as long as they adhere to the repayment plan set up by the court during the filing proceedings. Ultimately, while all bankruptcies are designed to give individuals struggling with debt more financial freedom and security, Chapter 13 has its unique benefits that can help people get back on their feet faster compared to other types of filings.

Are there benefits to filing for Chapter 13 bankruptcy protection?

Chapter 13 bankruptcy protection is an excellent option for those in dire financial straits. It provides debtors with a repayment plan that allows them to pay off their debts over a three- to five-year period, and which is overseen by the court. This means that creditors are no longer able to contact the debtor and must abide by the terms of the repayment plan outlined in bankruptcy filings. It also ensures that debtors are not burdened with unaffordable payments, since these can be negotiated according to individual needs. Furthermore, Chapter 13 provides a chance for a fresh start, since it allows individuals to keep their assets while clearing their debts after successful completion of the payment plan. All in all, filing for Chapter 13 bankruptcy protection can prove immensely beneficial financially in times of hardship.

Who is eligible to file for this type of bankruptcy protection?

Generally, individuals or married couples who experience financial struggles are eligible to file for Chapter 7 bankruptcy protection. Certain qualifications must be met in order for the filing to be successful, including income and debt requirements. The individual or couple must have sufficient disposable income to cover their debt obligations and cannot have a recent history of any other type of bankruptcy filing. Furthermore, a credit counseling course must be completed by the filer prior to submission of the bankruptcy petition. Also, specific types of debts, such as student loans and tax debt may not be covered by this type of bankruptcy protection depending on certain qualifying criteria, so it is important that potential filers research all available options before making a decision on how to proceed with their specific situation.

Are there alternatives to filing for bankruptcy?

For many people, filing for bankruptcy can seem like their only option in a dire financial situation. However, there are actually alternatives to filing for bankruptcy that may be more beneficial in the long run, depending on an individual’s unique circumstances. These include debt consolidation or debt settlement programs, home equity loans or lines of credit, and personal loans from family and friends. Each of these options comes with its own potential benefits and risks, so it is important to evaluate all your choices carefully before deciding what path is best for you.

Ultimately, it is important to weigh all factors carefully before deciding if Chapter 13 bankruptcy is right for you. Seeking advice from a qualified financial professional or bankruptcy lawyer may also be beneficial in understanding your payment plans, filing forms and any necessary court proceedings when filing for Chapter 13 bankruptcy.

Preparing to move into your dream home and trying to figure out where to start? As an interior designer, I meet new homeowners every week in the Central Florida area.

A Seminole State College professor once told me that moving is one of the most “life traumatic” things you can do as an adult. It may seem like that however, it doesn’t have to be so stressful; in fact we can make it fun.

Yes you heard fun! Fun by using color! Colors to pack your move and a paint schedule to get you organized on your paint selection.
For starters, hire a professional interior designer to guide you and create a paint schedule. A paint schedule is a guide that shows the suggested colors in a legend format and identifies where the colors start and stop by area. Using a paint schedule will help you get accurate bids on paint labor, as well as take away some of the guess work on what colors you should paint and where to paint them. At our showroom, Florida Living Quarters, we order large memo paint swatches to help you view the colors in the space before your paint. Sherwin Williams and Benjamin Moore are the paint vendors that we specify because we are able to provide memo samples at no additional cost to the home owner. What does a paint schedule cost? It averages by the time that it will take to do one home visit and a showroom consultation to narrow down the colors. At FLQ, a paint schedule starts at $300, includes one local house visit, memo swatches, and a diagram called a paint schedule. That’s a brief in home consultation and two hours for paint schedule creation including an in-store work session. Starting with the paint schedule is a good way to earn trust and begin the start of a great relationship between a client and an interior designer.
I have attached a few photos of some of the traditional notes used when moving using boxes. I chuckled at a few because it is reality! Instead of writing the location on individual boxes one suggestion is to create a Color Move Schedule. For example, red duct tape for fragile items and blue tape for your son’s room, and so on…coordinate each room by color. You can find printed duct tape at local hardware stores and Target/Walmart. It’s a fun way for kids to label “their stuff.” You can eliminate the anxiety of misplacing your valuables and use a color coordinated system today! You can even match up your duct tape colors to your personality. If your daughter’s room is pale green then you can use green duct tape for her things. Some of my favorite duct tape patterns used are flames and zebra for kids. Take the floor plan of the home if you have one and tape a piece of the coordinated tape by room…by doing this you have just created a map/guide to where things belong. On moving day, hand over the schedule or guide to the movers at gorillamovers.com/, California and sit back and relax because the tools are there to not mix up the rooms if you use a fun labeling system such as a Color Move Schedule.

Moving locally in areas such Sanford, Longwood, Lake Mary or Orlando, Florida vs across the nation will have different ways of planning and coordinating your move. The Color Move Schedule will work for both, but how you move-in can be very different. At Florida Living Quarters, we create a floor plan to help our clients identify what should stay and go before they pack up their belongings. A floor plan is a drawing to scale of the arrangement of the rooms. Scale is an important factor on whether the item will work in your new home. For example, using large size pieces in a smaller space can make a room feel cramped and small. We use design software www.swipenclean.com/ that can draw in your exact pieces. We can also create a simulation of what the room will feel like using those items in your floor plan. Using a floor plan will help you determine what you do not need. This is especially important if you are moving across the country. “Just because it fits doesn’t mean it’s the right thing for the space.” Now breathe and take a moment to use these suggestions to make moving more fun.

Take away some of the planning process stresses by using a Color Move Guide and a Paint Schedule to eliminate confusion when moving into your new home! If it’s written and labeled in layman terms then there is less room for error. Pointing and micro managing is one less thing to have on your plate as they say- “Ain’t nobody got time for that”

Although the Family Medical Leave Act (FMLA) has been in effect for over 20 years, many workers are still unaware of their rights under the law. The FMLA provides certain protections for employees who need to take time off from work for medical reasons. Although it is important to know about these rights and protections afforded by the FMLA, unfortunately they do not always apply in every situation. Workers’ compensation is a state-mandated program that provides benefits to employees who are injured or become ill as a result of their job. These benefits can include payment of medical expenses and lost wages. Unlike the FMLA, coverage under workers’ compensation typically does not require that an employee meet any specific length-of-service or hourly requirements; rather, coverage generally applies as long as an employee was performing job duties when he or she became injured or Ill.

The Family Medical Leave Act (FMLA) and workers compensation are two separate programs

Employees facing various health scenarios may qualify for leave from work, depending on the policy of their employer and the details of their particular situation. The Family Medical Leave Act (FMLA) and workers compensation are two separate programs that provide different types of leave and protections to employees under different circumstances. FMLA is designed to provide job security and continued medical coverage for employees when they need an extended period of leave due to a personal or family medical condition. Workers compensation offers protection in case an employee needs to take time off due to an injury sustained while performing their duties in the workplace.

FMLA provides up to 12 weeks of unpaid, job-protected leave for eligible employees

The Family Medical Leave Act (FMLA) provides an incredibly important source of security for employees across the country. Employees are guaranteed up to 12 weeks of leave for various family or medical reasons without risk of losing their jobs; at the same time, employers are protected from having to face continuous absences of staff due to health issues or personal matters. This balance is key in ensuring both parties remain at a satisfactory level of protection, and serves as a reminder that both employers and employees must look out for each other’s best interest. It ensures that no one will ever have to choose between job security and taking critical time off to care for themselves, their families, and their future.

Workers compensation provides benefits to employees who are injured or become ill as a result of their job

Workers compensation is a key benefit that offers employees financial security in the event they become injured or ill as a result of their job. It ensures they don’t need to bear the burden of medical costs or lost wages from taking time off if necessary. The Family Medical Leave Act complements this, ensuring that people can take that necessary time off for qualified medical and family reasons without worrying about job security – so those who are already vulnerable due to injury or illness don’t then have to suffer any further financial loss as a result of their circumstances. Together, these two pieces of legislation provide vital support for workers who may otherwise be in a precarious position.

Employees may be eligible for both types of leave

Employees may find themselves in the unique situation of being eligible for two types of leave, both Workers Compensation and the Family Medical Leave Act (FMLA). Although they may qualify for both leave programs, it is important to note that they cannot receive benefits from both at the same time. Instead, they must choose which one to utilize while they recover and Golden State Workers Compensation, San Diego can help them make the right decision. It can be beneficial to speak with an HR representative in order to explore which type makes the most sense in their particular circumstances.

Employees should contact their employer

Taking time away from work can be stressful and complicated, especially if done without prior consultation with employers. It is essential for employees to understand their rights and the policies that apply to them wherever possible before taking leave. With Workers’ Compensation and Family Medical Leave Act (FMLA) available for many cases of time off, it is important for workers to contact their employers beforehand in order to ascertain whether they are eligible for either scheme, visit topinjurylaw.com. Asking questions regarding relevant policies is also recommended; doing so provides a better understanding of any allowances that may be made in terms of compensation or entitlement following unpaid absences.

In conclusion, the workers compensation program and the Family Medical Leave Act both offer employees important protections and benefits. Knowing which programs are relevant in any given case can help workers make sure that they receive maximum compensation from both programs without running afoul of regulations.